Information gathering

Determine your financial goals, both long and short term. Summaries your current position – your assets and liabilities, expenses and income. Determine your risk tolerance, that is, how you feel about risk levels.

During this step there are no right or wrong answers. Your financial planner is there to assist you, in understanding your overall goals and wealth creation strategy.

Investment decisions

Getting the right financial advice when reviewing investment strategies can smooth out a daunting process. Using our advisors will give you access to a network of financial plans.

Cashflow – now and in retirement

A Financial planner will step you through the process of setting up a plan that allows you current cashflow to enjoy a stress free lifestyle while implementing a savings and investment strategy that will allow you to enjoy the lifestyle you want in retirement. The right plan is extremely important to achieving your life goals.

Tax minimisation

No one likes paying tax. But just how much needs to be paid? A financial planner will be able to help ensure you maximise available tax advantages, so that you get the most out of your hard earned money.

Social Security

Where applicable the appropriate plan should take into account eligibility for social security.

Peace of mind

Our financial planners are Risk averse by nature, this means any advice will be aimed at maximise returns whilst minimising the risk.